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Impact Studies
paym.me – Direct, Secure Payment Links for Individuals & Businesses
Realm by Rook X Rook
Scope of Work
Web/App Development & UI/UX
Region
Europe
Latin America and the Caribbean
Sub-Saharan Africa
MENA (Middle East and North Africa)
North America
Asia-Pacific
Central Asia
Problem
Sending Payment details to receive payment was outdated. Traditional online payment links require third-party gateways, add fees, and lack user authentication, opening doors for scamming and slow settlements. Freelancers, creators, small businesses needed a trusted, no-fee, verified payment solution with proactive follow-up.
Process
- Engineered “paym.me/username” protocol, frictionless for both sender and receiver.
- Developed KYC-backed verification for visible checkmark (scam/fraud prevention).
- Created privacy features, public-facing, private/PIN-secured profiles.
- Built payms: payment request, chase-up, and due-date follow-up emails/in-app.
- Enabled analytics on payment status, reminders, and payday insights
- Hardened platform with fraud analysis and encrypted flows.
- Designed mobile-first interface for fast sharing and request creation.
Outcome
- Rapid onboarding of creators, businesses, freelancers wanting trusted payment links.
- User-reported fraud/scam attempts drop with visible verification.
- Zero third-party fees, instant settlements, and seamless follow-up automation.
- High adoption for rental, gig, consulting, tuition, and digital sales use cases.
- Public trust, paym.me recognized as a go-to for direct, hassle-free P2P payment solution.
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